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By admin 　http://www.cosmogadget.com/original-collection/

Removing both collection accounts and original creditor accounts from credit report?

I have a few old credit card accounts listed on my credit report that have been transferred over to collections and have either been unvalidated (im in the process of getting those removed all together) or have been paid in full / settled with the collection agency how do I get the original account updated (via with the originator creditor)? or in a case where the collection agency cant validate a debit how to I get both the collections account and the original account removed?

You don’t! Collectors will lie and tell you as soon as they get the money you owe, they’ll put in a report. Not so! Charge-offs will show for seven years. Your only recourse is to ask for a form from the credit reporting agency(s) reporting & explaining errors – so that you can input that you’ve paid off those bill(s) with an explanation.